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The system of trade through barter is as old as the human civilization.  Barter system was practiced as means of payment system in which people sell goods and services in order to pay for the sales made or services obtained.  The functioning of a barter economy was nevertheless cumbersome and inconvenient due to twin concurrence of requirements. Difficulties of barter system led to the introduction and development of money.  Money deserves to be ranked among the outstanding inventions of the entire history of mankind.  The emergence of money came as a multifold blessing to the people. Money has been defined in various ways.  Some say, ‘Money is what money does’.  In other words anything that performs the functions of money is money.  So it is confined that the, money has many forms.  In the present arena it became from physical form to virtual form.

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Shankar .S, & Chakravarthy .C, G. (2019). Impact on Digital Banking In Sub-Urban Locality . Thematics Journal of Geography, 8(8), 427-433. Retrieved from